Considating credit cards


17-Jul-2017 21:46

These promotional periods can last anywhere between 9 and 21 months.

The new line of credit you are issued sets the limit for how much of your balance you can transfer to it – typically banks will not issue credit limits larger than ,000.

Then transfer the balance from your high-interest cards to your new card.

If you take out a loan, always repay the credit card debt and destroy the card so that you're not tempted into using it again.

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Credit card providers sometimes offer low introductory interest rates or special deals on balance transfers, meaning you might end up paying less.

However, these offers are usually for a limited time period so it's important to look closely at the details and make sure you won't be paying more than you need to once the offer expires, making you worse off.

Then you repay the lender a fixed amount every month for a set time period, usually two to five years.



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