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Whether on print or online, Regulation Z requires that any information about loan terms and cost must also include a disclosure.
Regulation Z is designed to promote the “informed use of consumer credit”.
Are you wanting to quote someone on your website or include their words in a video?
If the quote came from a previously copy written article or review site, you’ll need written permission.
On the other side, regulations have become an overbearing and complicated machine that suffocates any form of creativity on social media and print advertising.
Your originators are between a rock and a hard place; their intense desire to market is matched by absolute fear of regulatory conditions.
A loan originator’s marketing strategy has become a two-sided coin.
On one side, there is a genuine necessity to promote and advertise using every tool within arm’s reach.
If you do not wish to add disclosure requirements, you can still convey the same message with a few minor changes.Some states even have additional state specific disclosure requirements that must be added to your website.